LelembaPhiri is the co-founder and advisor of Africa Trust Academy. She is an award-winning financial educator, writer, keynote speaker, and finance and development professional. She is the Group Head of Talent and Managing Director for Zoona Zambia and Malawi, an African mobile payments business that helps people in Africa send and receive money when they need to most so that communities can thrive. Lelemba has a Masters of Commerce in Development Finance (with distinction) from the Graduate School of Business (University of Cape Town) and is a Chartered Accountant (FCCA, FZICA). She also holds a Bachelor of Science in Applied Accounting (Hon) from the Oxford Brookes University (UK). Lelemba has worked with private, public and government institutions for over 12 years. Her experience extends across South Africa, Zambia, Ivory Coast, Ghana, Angola and other sub-Saharan countries. Visit www.lelemba.com for more.